Terms of Service
Effective Date: [May 20, 2025]
Welcome to Planoric.com. By accessing or using our website, you agree to these Terms of Service (“Terms”). Please read them carefully. If you do not agree to these Terms, please do not use our website.
1. Use of Website
You may use Planoric.com for lawful purposes only. You agree not to use our website:
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In any way that violates applicable laws or regulations.
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To engage in any activity that may harm, disrupt, or interfere with our website or other users.
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To transmit spam, malware, or any harmful code.
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To attempt to gain unauthorized access to our systems or user data.
2. No Broker or Insurance Provider Relationship
Planoric.com is an independent insurance comparison and information website. We are not an insurance broker, agent, or underwriter. We do not sell or issue insurance policies. All quotes, offers, or plan information are provided by third-party insurance companies. Any decision to purchase insurance must be made directly with the insurance provider.
3. Accuracy and Updates
We strive to provide accurate and up-to-date information, but we do not guarantee the completeness, accuracy, or reliability of any content on our website. Plans, pricing, and coverage details may change without notice. Always verify information directly with the insurance provider before making decisions.
4. Affiliate Disclosure
Some links on Planoric.com may be affiliate links. This means we may earn a commission if you purchase or sign up for a product or service through our links. This does not affect your cost and helps support our website.
5. Intellectual Property
All content on Planoric.com, including text, graphics, logos, and images, is owned by or licensed to us and is protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any content without our written permission.
6. Limitation of Liability
Planoric.com and its owners, employees, and affiliates are not liable for any damages or losses resulting from your use of our website or reliance on any information provided. Your use of the website is at your own risk.
7. Changes to Terms
We may update these Terms from time to time. Changes will be effective when posted on this page. Your continued use of the website means you accept the revised Terms.
8. Governing Law
These Terms are governed by the laws of the State of Texas, United States of America. Any disputes shall be resolved in the courts located in Texas.
9. Contact Us
If you have questions about these Terms, please contact us at:
Email: [email protected]
